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Timely data on Americans’ finances and the cost of basic needs by state and congressional district.

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We find that the 2026 premium increases are an aberration, far above those observed in recent years.

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We offer three evidence-backed priorities local policymakers can embrace to better center households as they work alongside state energy commissions and utilities to reduce energy burdens and create a more resilient, efficient energy grid.

 A sign for a Christmas tree farm is pictured as flood waters from the Snohomish River cover Marsh Road off State Route 9 in Snohomish, Washington

The areas hardest-hit by flooding in Washington state include a diverse set of communities, meaning recovery will need to balance a range of local needs and capacities.

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Maryland’s awareness campaign and Urban Institute research offer a blueprint state leaders can use to increase uptake, helping residents keep more of what they’ve earned. 
Spotlight on Wealth and Financial Well-Being + Charitable Giving
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A husband and wife sit at a table and review paperwork together. Their kids sit on a couch playing behind them.
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“It felt like research in the beginning, but it felt like family at the end, because we all came together.” — Stan Hamilton, High School Football Coach at Benning Terrace

Read: Making Their Voices Heard: Improving Research through Community Collaboration.

“When investing in communities, it’s important to make sure that in that funding, there are opportunities for the people who are already invested in their communities to be a part of it.” — Courtney Gibbs, Program Director, Sasha Bruce Youthwork

Read: Why Investing in Trusted Community-Based Organizations Is Crucial to Sustainability.

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