Set up banking, treasury & cards fast
Every Rho customer gets instant access to real humans who know your business with response times under a minute so you never stall your momentum.
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Better Business Banking for Startups | Rho 
Checking & Savings AccountsEnjoy $0 ACH fees and up to $75M
FDIC insurance.
Expense ManagementEliminate expense reports and capture
every receipt.
Invoice GeneratorGenerate vendor-ready invoices fast.
TreasuryEarn 3.76% on your idle cash.
Bill PayPay hundreds of vendors in minutes
with zero fees.
SAFE Note GeneratorGenerate a SAFE note in minutes
Corporate CardsEarn up to 2% on all spend with
Rho Platinum.
Rho Partner PortalBuilt to help accountant advisors grow
their business
Accounting IntegrationsClose the books faster
Get Started
Scale
Grow
Rho for StartupsManage Cash, limit burn, and
automate finances.
Rho for AccountantsHow Rho works with fractional CFOs
and accountants.- Rho for Small Businesses
Manage your company cash, track expenses,
and simplify accounting. 
Become a Rho Referral PartnerGet paid when you refer Rho.
Rho for EnterprisesStreamline accounting and expenses across
multiple entities.- Rho Rewards & Perks
See special Rho parter offers.
Solutions
Partners
- Pricing
- Checking & Savings Accounts
Enjoy $0 ACH fees and up to $75M
FDIC insurance. - Expense Management
Eliminate expense reports and capture
every receipt. - Invoice Generator
Generate vendor-ready invoices fast.
- Treasury
Earn 3.76% on your idle cash.
- Bill Pay
Pay hundreds of vendors in minutes
with zero fees. - SAFE Note Generator
Generate a SAFE note in minutes
- Corporate Cards
Earn up to 2% on all spend with
Rho Platinum. - Rho Partner Portal
Built to help accountant advisors grow
their business - Accounting Integrations
Close the books faster
Get Started
Scale
Grow
- Rho for Startups
Manage Cash, limit burn, and
automate finances. - Rho for Accountants
How Rho works with fractional CFOs
and accountants. - Rho for Small Businesses
Manage your company cash, track expenses,
and simplify accounting. - Become a Rho Referral Partner
Get paid when you refer Rho.
- Rho for Enterprises
Streamline accounting and expenses across
multiple entities. - Rho Rewards & Perks
See special Rho parter offers.
Solutions
Partners
- Pricing
Better business banking for startups
Open accounts instantly, earn yield on your cash, and run all your finances in one platform built for startups.
Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.
Supporting startups at every stage
Who says a banking platform can't blow your mind?
We care a lot. And you’ll feel it in everything we do. With Rho, feel seen & taken care of across every step of the startup journey (not just your finances).
What founders say
“It’s nice to feel so cared for.”
Atul Raghunathan, Founder & CRO"Our accountants love them."
Landseer Enga & Anam Hira, Co-Founders"They've scaled with us."
James Jiang, Co-founder & CEOOne platform to manage end-to-end startup finances
Once you’ve opened your business banking accounts, get set up with the rest of the essentials.
Dedicated support for founders
Every Rho customer gets fast, human support with real operators who can solve AP, card, and banking issues in minutes—not ticket queues.
Eliminate expense admin
Rho Expenses handles reimbursements and organizes every transaction in real time so you stay compliant without extra tools or busywork.
Pay vendors without friction
Rho Bill Pay scans invoices with AI, route approvals automatically, and moves money directly from your Rho accounts without the chase.
Close the books faster
Rho Accounting connects banking, cards, and treasury so your books stay clean, synced, and audit ready without manual cleanup.
Set up banking, treasury & cards fast
Every Rho customer gets instant access to real humans who know your business with response times under a minute so you never stall your momentum.
Dedicated support for founders
Every Rho customer gets fast, human support with real operators who can solve AP, card, and banking issues in minutes—not ticket queues.
Eliminate expense admin
Rho Expenses handles reimbursements and organizes every transaction in real time so you stay compliant without extra tools or busywork.
Pay vendors without friction
Rho Bill Pay scans invoices with AI, route approvals automatically, and moves money directly from your Rho accounts without the chase.
Close the books faster
Rho Accounting connects banking, cards, and treasury so your books stay clean, synced, and audit ready without manual cleanup.
Manage company cash with ease, not fees.
Joseph Jacob
"The Rho team have been behind us since day 0, and you'll be there with us to ring the 🔔 too."
Anna Podolskaya
"Rho provides incredible support for your business with a personal touch."
Nico Ferreyra
"The best customer support and service I have ever had for any product ever is with Rho."
Backed by our people, in your corner 24/7
We show up fast, solve what matters, and obsess over you winning.
Start earning more on your spend
Issue cards fast and earn up to 2% cashback on all spend, including cloud bills, AI tools, and travel, with RHO PLATINUM™
$0
$750,000
in annual spend
$1m
$15,000Mercury
$11,250Ramp
$9,000Brex
$6,000Amex Business
$3,750
Calculation includes cashback rate or points redemption for cash minus platform fees or annual card fees if applicable.
A commitment to safety and security
Rho partners with Webster Bank, N.A. Member FDIC — a nationally-charted institution with $76B in assets.
We’re ready
when you are.
Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.