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Loved by 200K+ of the most ambitious entrepreneurs on the planet
Everything you do with money.All in one place.
Business banking
Open free checking and savings accounts with zero minimums.
Payments
Send money and pay bills with no fees on USD payments.
Invoicing
Receive customer payments right into your account.
Banking’s been a headache. Now, it’s a head start.

Create cards in a couple of clicks
Instantly spin up as many virtual cards as you need. Create cards for any purpose — ad spend, contractors, you name it.
Watch bills pay themselves
AI reads bills, populates details automatically, and remembers past recipients — so you can approve and pay in seconds.

Get paid without a patchwork of tools
Send manual and automatic invoices, accept flexible payment methods, and manage customer details right from your Mercury account.
Reconcile receipts without the runaround
Email or upload receipts and we’ll auto-attach them to the right card transaction. You don’t lift a finger.
Get started fast. And never stop moving.




Stop losing money to fees. Start using it to fuel your growth.




Run your business like a seasoned pro

Total visibility
Get a clear view of all available funds and money in and out, in one snapshot.
Automations
Reduce busywork with automated transfers, approval flows, and AI-powered transaction categorization.
Team management
Curb team spend with card limits, spend controls, and granular user permissions.
Standard protection stops short. Mercury goes further.

Next-level account security
Know your account is safe with tech-forward fraud and phishing protection, MFA verification, dark web monitoring, and more.

Controls at your fingertips
Decide who can view, move, or debit funds — with approval flows, locks, and permissions that keep you fully in control.
Whatever you’re building, you’re in the right place.


Unlike most financial institutions, Mercury is built on software. Everything can be done within the app in 1-2 minutes.
Karri Saarinen
Founder, Linear


Building an ecommerce brand with millions of customers means constant change. Mercury is the one part of our finance stack that always keeps pace.
Eric Wu and Jahaan Ansari
Co-Founders, Gainful


We love Mercury’s interface. Built-in permissions means our accountant can easily make payments — literally one click and it’s done.
Karen Halstead
Founder, Ways & Means
Banking – redesigned from the ground up.
Disclaimers and footnotes
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.






