There are two points of error, at least, in the idea that we are “saved by faith.”
Ephesians 2:8-9 beautifully says that we are saved by grace through faith. It is not of ourselves, not a work we can do on our own. Salvation is a gift.
So, what does it mean to be “saved by faith?”
The first potential error is in knowing what saved means. Saved from what? Your answer is important.
Many say, or at least seem to say, that we are saved from hell. We can go on sinning and it’s fine because “we are saved.” We will still go to heaven even if we murder, fornicate, get drunk, and such like the rest of our lives. This understanding of saved is what is known as Easy Believism. You did the one thing you do to “get saved,” and then you can go back to your sin with confidence that when you die you will go to heaven.
Going to heaven and escaping hell is indeed a result of being saved, not arguing that point at all, but it’s not the entirety of what we are saved from.
I would say, based on many Scriptures, that we are saved from sin, its curse, judgment, and its power now and throughout eternity. Much like Romans 8 says: we have the Spirit to mortify sin and fulfill the righteousness of the law when we walk in the Spirit. We are delivered from the body of death, God’s word no longer stirs up sin in us, as Romans 7 says. A new life comes into being where we are servants of righteousness and no longer servants of sin, as Romans 6 says. If there’s no new life, no victory over sin at all, then you have not been saved. This is a biblical understanding of what “saved” means.
The second potential error in understanding we are “saved by faith,” is what does faith mean?
Modern takes on the Gospel make faith into mental assent. You agree with the biographical details of the life of Christ. You believe He was crucified and rose again. You believe it like you believe in Santa Claus. This is what faith is in what is called Easy Believism. You nodded your head toward Jesus at some point in your life, you said The Prayer, or got baptized, or did the church thing they told you to do, and now you are saved because you had faith that one time.
Understanding and accepting the biographical details of the life, death, and resurrection of Jesus Christ are indeed part of faith, not arguing that at all, but it’s not the entirety of what faith is.
I would say that faith is obedience to Christ because you understand the powerful impact of the biographical details of the life, death, and resurrection of Jesus Christ. Faith is not a one-time thing allowing you to get back to sinning. The just shall live by faith, it’s a way of life.
Paul refers to it as the “obedience of faith” in Romans 1:5 and 16:26. Hebrews 11, the great list of those who came before us with faith, describes people who all did what God told them to do. “By faith” they each did what God said. The Bible uses faith and obedience interchangeably in spots, as well as unbelief and disobedience (Romans 10:16; 1 Peter 2:7).
A person truly saved, a partaker of all the goodness and provision of Jesus Christ, does not find God’s commands to be grievous; instead the believer will find them to be a source of life and delight. The very concept of discipleship is teaching people to obey whatever Christ commanded.
That’s an interesting one because that is in what we call The Great Commission (Matthew 28:19-20). People think The Great Commission is about evangelism, and they think evangelism is getting people to “say The Prayer” and get them “saved.” Yet if you read The Great Commission as it’s written in the Bible, the point is to teach them to obey Christ’s commands.
Yes, we are saved by faith, but faith without works is dead. Even the demons believe the biographical details about Jesus Christ’s life, death, and resurrection. They even tremble because of it! But demons don’t obey God. They don’t love God or keep His commandments.
A person who has true faith will truly be saved. This always results in a great love toward God and this love is always reflected with obedience to what we’ve been commanded to do.
There are no exceptions to the rule. This isn’t something you will do if you get around to it, it’s not an option. This is an exact and immediate fruit of saving faith. It is, in fact, what the true believer was looking for with salvation!
If you aren’t looking for deliverance from sin, then I’m pretty sure you’re not interested in salvation. Easy Believism promises heaven without any desire to love or follow the Lord.
Of course people want it to be true that they can live in sin, get away with it, and then go to heaven.
But a person with an actual understanding of the grossness of sin, the power of the resurrection, and the new life available with Christ, will come after that with such passion, zeal, and drive they will be unstoppable.
That is how the Bible describes us being “saved by faith.” Anything else is a mind game at best and a doctrine of demons at worse.