What Are the Crypto Payment Gateways in 2025?

As digital payments continue to evolve, cryptocurrencies are carving out their place as an alternative to traditional payment methods. More businesses are jumping on board, recognising the potential for faster, more secure transactions with lower fees.

As we move into 2025, crypto payment gateways have become more user-friendly, offering smooth integrations and robust security features to meet the needs of businesses of all sizes.

This article dives into the 7 best crypto payment gateways in 2025. Whether you’re just starting to accept crypto or looking to optimise your payment systems, these gateways will give you the tools you need to stay ahead of the curve.

1. NOWPayments

NOWPayments is a non-custodial payment gateway that attracts eCommerce businesses seeking flexible options. Supporting over 300 cryptocurrencies, it lets merchants maintain full control of their funds rather than transferring them to third parties.

Key Features

Auto fiat conversion: NOWPayments converts crypto to traditional currency automatically, protecting your business from market volatility. You receive payment in your preferred currency, regardless of what crypto your customers use.

Integration options: The platform offers various integration methods—API, plugins, invoices, and donation buttons. This flexibility makes adding NOWPayments to your existing systems straightforward, particularly with major eCommerce platforms.

Real-time analytics: Track payments with comprehensive transaction insights and reporting tools.

NOWPayments works well for businesses that want a flexible, secure payment solution with broad cryptocurrency support. Its non-custodial approach appeals to merchants who want to retain control over their funds while enjoying the benefits of crypto payments.

2. Coinbase Commerce

Coinbase Commerce comes from Coinbase, one of the largest and most trusted cryptocurrency exchanges worldwide. This payment gateway allows merchants to accept cryptocurrency payments directly, building on Coinbase’s established reputation in the crypto world.

Key Features

Multi-cryptocurrency support: Coinbase Commerce handles major cryptocurrencies, including Bitcoin, Ethereum, and several others. This variety allows you to cater to different customer preferences.

User-friendly interface: The platform features an intuitive dashboard that simplifies managing crypto payments. Even if you’re not technically skilled, you can easily navigate the system.

Direct fund control: Unlike some payment processors that act as intermediaries, Coinbase Commerce gives you full custody of your cryptocurrency payments. This increases security and reduces reliance on third parties.

Easy integration options: The platform integrates with popular eCommerce platforms and content management systems. Whether you use Shopify, WooCommerce, or a custom website, adding Coinbase Commerce as a payment option is straightforward.

Customisable checkout experience: You can adapt the checkout process to match your brand, creating a smooth user experience for customers.

Coinbase Commerce suits merchants seeking a trusted crypto payment gateway backed by a major cryptocurrency exchange. Its user-friendly features, direct fund control, and the backing of an established brand make it attractive for businesses moving into cryptocurrency acceptance.

3. CoinGate

CoinGate offers a comprehensive cryptocurrency payment gateway supporting over 70 digital currencies. This versatility appeals to businesses wanting to serve a wide range of crypto users. Popular among eCommerce platforms, CoinGate provides plugins for major systems like Wix, WooCommerce, and WHMCS, making integration simple for merchants.

Key Features

Crypto-to-fiat conversion: CoinGate’s standout feature is its ability to automatically convert cryptocurrency payments to traditional currencies. This function is vital for businesses concerned about cryptocurrency volatility. The instant conversion protects merchants from market fluctuations, ensuring stable income.

Point-of-sale solutions: CoinGate goes beyond online transactions by offering point-of-sale (POS) applications for physical stores. This feature allows brick-and-mortar businesses to tap into the growing crypto market, giving customers a convenient way to pay with digital currencies in person.

Multiple integration methods: CoinGate offers various integration options to fit different business needs and technical abilities. This includes plugins for popular eCommerce platforms, a robust API for custom integrations, payment buttons for quick implementation and invoice links for one-time payments.

CoinGate works well for businesses with online and offline sales channels needing a versatile payment solution. Its combination of eCommerce plugins, POS applications, and multiple integration methods makes it an excellent choice for multi-channel retailers, eCommerce businesses looking to expand payment options with minimal technical work, companies concerned about cryptocurrency volatility, and businesses aiming to reach the growing global cryptocurrency user base.

4. BitPay

BitPay ranks among the oldest and most established crypto payment processors in the industry, known for reliability and strong security features. With a solid reputation for compliance and fraud prevention, BitPay has become a trusted name in cryptocurrency payments.

Key Features

Support for major cryptocurrencies: BitPay supports Bitcoin, Ethereum, and various stablecoins, serving a wide range of cryptocurrency users. This diversity helps businesses reach different segments of the crypto market.

Automatic fiat settlements: BitPay can settle payments in USD, EUR, and GBP. This feature protects merchants from cryptocurrency volatility by automatically converting crypto payments into traditional currencies. This adds a layer of financial stability for businesses concerned about price fluctuations in cryptocurrencies.

Advanced security and fraud prevention: BitPay has built robust security protocols and fraud prevention mechanisms. These advanced features help businesses reduce risks associated with cryptocurrency transactions, creating peace of mind for both merchants and customers.

BitPay suits enterprises needing a robust, compliant payment solution with a proven track record. Its combination of security features, automatic fiat settlements, and support for major cryptocurrencies makes it attractive for businesses entering the crypto payment space with confidence.

Large eCommerce platforms, multinational corporations, and businesses in highly regulated industries will appreciate BitPay’s compliance-focused approach and fraud prevention tools. The platform handles high transaction volumes while maintaining security and regulatory compliance.

5. CoinPayments

CoinPayments stands out as one of the most versatile crypto payment gateways available, offering an impressive range of cryptocurrency support. Its popularity continues to grow among businesses wanting to maximise their cryptocurrency acceptance options.

Key Features

Support for Over 2,300 Cryptocurrencies: CoinPayments offers a robust selection of supported cryptocurrencies, allowing merchants to serve virtually any crypto user. This vast array ensures businesses can accommodate customers regardless of their preferred digital currency.

Instant Conversion to Fiat Currencies: To shield merchants from cryptocurrency market volatility, CoinPayments provides instant conversion. Businesses can immediately convert crypto payments to traditional currencies, reducing the risk of value fluctuations and ensuring stable revenue.

eCommerce Platform Integration: CoinPayments makes integration simple for various eCommerce platforms. With plugins for popular systems like WooCommerce, Shopify, and others, merchants can easily add cryptocurrency payment options to their existing online stores without extensive technical knowledge.

Ideal For

CoinPayments works for businesses wanting to offer the broadest possible cryptocurrency support to their customers. It’s an excellent choice for:

1. Global eCommerce stores aiming to attract a diverse, international customer base
2. Businesses in crypto-friendly regions where multiple cryptocurrencies see common use
3. Tech-savvy merchants wanting to offer cutting-edge payment options
4. Companies preparing their payment systems for the future as cryptocurrency adoption grows

By offering such a wide range of cryptocurrency options, CoinPayments helps businesses tap into the expanding crypto market while maintaining the flexibility to accept traditional payments. This versatility makes CoinPayments a great fit for businesses prioritising customer payment choices.

6. OpenNode

OpenNode focuses specifically on Bitcoin payments, specialising in using the Lightning Network for fast, low-fee transactions. Unlike many gateways supporting multiple cryptocurrencies, OpenNode concentrates on maximising the speed of Bitcoin payments.

Key Features

Lightning network integration: OpenNode uses Lightning Network technology for near-instant Bitcoin transactions with minimal fees. This feature helps businesses quickly process high volumes of small-value transactions.

Dual payment options: The gateway supports standard on-chain Bitcoin and Lightning Network payments. This flexibility serves different customer preferences and transaction needs. For larger transactions, on-chain payments provide the security of full blockchain confirmation, while the Lightning Network works best for smaller, frequent purchases.

Comprehensive analytics: OpenNode provides robust reporting tools that give merchants valuable insights into their Bitcoin payment activities. These analytics help businesses track transaction volumes, monitor customer behaviour, and make data-driven decisions to optimise payment processes.

OpenNode works best for merchants focusing specifically on accepting Bitcoin payments with maximum efficiency and minimal fees. It’s perfect for eCommerce businesses wanting to tap into the growing Bitcoin user base, content creators or digital service providers handling micropayments, merchants in regions with high Bitcoin adoption and businesses prioritising fast transaction speeds and low fees over supporting multiple cryptocurrencies.

7. Transak

Transak is a versatile fiat-to-crypto gateway that simplifies cryptocurrency purchases across multiple blockchains. This platform helps businesses onboard customers into crypto, making it ideal for platforms and applications wanting to provide smooth fiat-to-crypto conversion.

Key Features

Multi-blockchain support: Transak covers the crypto ecosystem extensively, supporting over 80 blockchains. This wide-ranging support lets businesses serve diverse crypto users and their preferred networks.

Diverse payment methods: Transak bridges traditional and crypto finance effectively. Users can buy cryptocurrencies using familiar payment methods like debit/credit cards and bank transfers. This feature helps businesses onboard customers new to crypto by using payment methods they already know.

Developer-friendly integration: Transak provides tools designed to simplify implementation for developers. Their SDKs and APIs are built for Web3 applications, making integrating crypto on-ramps into platforms easier. This developer-centric approach reduces the time and resources needed to add crypto payment functionality to existing applications or websites.

Transak’s multi-blockchain support, traditional payment options, and developer-friendly tools make it attractive for businesses expanding their crypto offerings. By providing direct fiat-to-crypto conversion, Transak helps companies tap into the growing cryptocurrency market while staying accessible for users more familiar with traditional financial systems.

Comparison Table of the Best Crypto Payment Gateways

| Gateway | Supported Cryptos | Fiat Conversion | POS Support | Ideal For |
| —– | —– | —– | —– | —– |
| NOWPayments | 300+ | Yes | No | Businesses seeking flexible, non-custodial solutions |
| Coinbase Commerce | Major cryptocurrencies | Yes | No | Merchants wanting a trusted, straightforward solution |
| CoinGate | 70+ | Yes | Yes | Businesses with online and offline sales channels |
| BitPay | Major cryptocurrencies | Yes | Yes | Enterprises requiring robust, compliant solutions |
| CoinPayments | 2,300+ | Yes | No | Businesses aiming for extensive cryptocurrency support |
| OpenNode | Bitcoin only | Yes | Yes | Merchants focusing on efficient Bitcoin transactions |
| Transak | 80+ blockchains | Yes | No | Platforms onboarding users into the crypto space |

5 Considerations When Choosing the Right Crypto Payment Gateway for Your Business

Selecting the right crypto payment gateway for your business requires careful consideration. Here’s how to make an informed decision:

1. Consider Your Business Model

Your business type influences gateway selection. Online stores need strong eCommerce integration, while physical shops require effective point-of-sale (POS) systems. If you operate both, look for gateways offering online and offline capabilities.

If your business handles international transactions, consider gateways known for their cross-border payment capabilities, and compare them with the best cross-border payment platforms.

2. Evaluate Supported Cryptocurrencies

Match the cryptocurrencies your gateway supports to what your customers use. While Bitcoin remains popular, stablecoins make up 70% of all crypto transaction volumes.

3. Assess Integration Options

Verify that the gateway works smoothly with your existing systems. Many offer ready-made plugins for popular eCommerce platforms to simplify setup. For specialised needs, look for gateways with robust APIs for custom integration.

4. Check Fees and Conversion Rates

Understand the fee structure to protect your profits. Crypto payment gateway fees typically range from 0.5% to 1%, much lower than traditional payment processors’ 2-3%. But watch for additional costs like currency conversion or withdrawal fees.

5. Review Security Features

Good security is essential for financial transactions. Look for gateways with strong encryption, two-factor authentication, regulatory compliance (e.g., PCI DSS) and fraud prevention tools.

Decide if you want a custodial or non-custodial solution. Non-custodial gateways let you control your funds completely but increase your responsibility and compliance requirements.

Additional Considerations

• User experience: Test the payment process as a customer would to ensure it’s intuitive and straightforward.
• Customer support: Responsive support matters, especially with time-sensitive transactions.
• Reputation: Research the gateway’s history, user reviews, and standing in the industry.
• Scalability: Confirm that the gateway can grow with your business and handle increasing transaction volumes.

By carefully evaluating these factors, you’ll find a crypto payment gateway that meets your current needs and supports your business’s future growth in the evolving digital payment environment.