CARVIEW |
This specification defines capabilities that enable Web applications to handle requests for payment.
The Web Payments Working Group maintains a list of all bug reports that the group has not yet addressed. This draft highlights some of the pending issues that are still to be discussed in the working group. No decision has been taken on the outcome of these issues including whether they are valid. Pull requests with proposed specification text for outstanding issues are strongly encouraged.
Introduction
This specification defines a number of new features to allow web applications to handle requests for payments on behalf of users:
- An origin-based permission to handle payment request events.
- A payment request event type ({{PaymentRequestEvent}}). A payment handler is an event handler for the {{PaymentRequestEvent}}.
- An extension to the service worker registration interface ({{PaymentManager}}) to manage properties of payment handlers.
- A mechanism to respond to the {{PaymentRequestEvent}}.
This specification does not address how software built with operating-system specific mechanisms (i.e., "native apps") handle payment requests.
Overview
In this document we envision the following flow:
- An origin requests permission from the user to handle payment requests for a set of supported payment methods. For example, a user visiting a retail or bank site may be prompted to register a payment handler from that origin. The origin establishes the scope of the permission but the origin's capabilities may evolve without requiring additional user consent.
- Payment handlers are defined in service worker code.
- When the merchant (or other payee) calls the
[[payment-request]] method canMakePayment() or show()
(e.g., when the user -- the payer -- pushes a button on a
checkout page), the user agent computes a list of candidate payment
handlers, comparing the payment methods accepted by the merchant with
those known to the user agent through any number of mechanisms,
including, but not limited to:
- Those previously registered through this API.
- Those that may be registered through this API during the course of the transaction, e.g., identified through a payment method manifest.
- Those registered through other mechanisms, e.g., the operating system.
- The user agent displays a set of choices to the user: the candidate payment handlers. The user agent displays these choices using information (labels and icons) provided at registration or otherwise available from the Web app.
- When the payer user selects a payment handler, the user agent fires a {{PaymentRequestEvent}} (cf. the user interaction task source) in the service worker for the selected payment handler. The {{PaymentRequestEvent}} includes some information from the PaymentRequest (defined in [[!payment-request]]) as well as additional information (e.g., payee's origin).
- Once activated, the payment handler performs whatever steps are necessary to handle the payment request, and return an appropriate payment response to the payee. If interaction with the user is necessary, the payment handler can open a window for that purpose.
- The user agent receives a response asynchronously once the payment handler has finished handling the request. The response becomes the PaymentResponse (of [[!payment-request]]).
An origin may implement a payment app with more than one service worker and therefore multiple payment handlers may be registered per origin. The handler that is invoked is determined by the selection made by the user.
Handling a Payment Request
A payment handler is a Web application that can handle a request for payment on behalf of the user.
The logic of a payment handler is driven by the payment methods that it supports. Some payment methods expect little to no processing by the payment handler which simply returns payment card details in the response. It is then the job of the payee website to process the payment using the returned data as input.
In contrast, some payment methods, such as a crypto-currency payments or bank originated credit transfers, require that the payment handler initiate processing of the payment. In such cases the payment handler will return a payment reference, endpoint URL or some other data that the payee website can use to determine the outcome of the payment (as opposed to processing the payment itself).
Handling a payment request may include numerous interactions: with the user through a new window or other APIs (such as [[[WebCryptoAPI]]]) or with other services and origins through web requests or other means.
This specification does not address these activities that occur between the payment handler accepting the {{PaymentRequestEvent}} and the payment handler returning a response. All of these activities which may be required to configure the payment handler and handle the payment request, are left to the implementation of the payment handler, including:
- how the user establishes an account with an origin that provides payment services.
- how an origin authenticates a user.
- how communication takes place between the payee server and the payee Web application, or between a payment app origin and other parties.
Thus, an origin will rely on many other Web technologies defined elsewhere for lifecycle management, security, user authentication, user interaction, and so on.
Relation to Other Types of Payment Apps
This specification does not address how third-party mobile payment apps interact (through proprietary mechanisms) with user agents, or how user agents themselves provide simple payment app functionality.

Registration
One registers a payment handler with the user agent through a just-in-time (JIT) registration mechanism.
Just-in-time registration
If a payment handler is not registered when a merchant invokes {{PaymentRequest/show()}} method, a user agent may allow the user to register this payment handler during the transaction ("just-in-time").
The remaining content of this section is non-normative.
A user agent may perform just-in-time installation by deriving payment handler information from the payment method manifest that is found through the URL-based payment method identifier that the merchant requested.
Management
This section describes the functionality available to a payment handler to manage its own properties.
Extension to the `ServiceWorkerRegistration` interface
partial interface ServiceWorkerRegistration { [SameObject] readonly attribute PaymentManager paymentManager; };
The paymentManager attribute exposes payment handler management functionality.
PaymentManager interface
[SecureContext, Exposed=(Window)] interface PaymentManager { attribute DOMString userHint; Promise<undefined> enableDelegations(sequence<PaymentDelegation> delegations); };
The {{PaymentManager}} is used by payment handlers to manage their supported delegations.
userHint attribute
When displaying payment handler name and icon, the user agent may use this string to improve the user experience. For example, a user hint of "**** 1234" can remind the user that a particular card is available through this payment handler.
enableDelegations() method
This method allows a payment handler to asynchronously declare its supported PaymentDelegation list.
PaymentDelegation enum
enum PaymentDelegation { "shippingAddress", "payerName", "payerPhone", "payerEmail" };
- "shippingAddress"
- The payment handler will provide shipping address whenever needed.
- "payerName"
- The payment handler will provide payer's name whenever needed.
- "payerPhone"
- The payment handler will provide payer's phone whenever needed.
- "payerEmail"
- The payment handler will provide payer's email whenever needed.
Can make payment
If the payment handler supports CanMakePaymentEvent, the user agent may use it to help with filtering of the available payment handlers.
Implementations may impose a timeout for developers to respond to the CanMakePaymentEvent. If the timeout expires, then the implementation will behave as if {{CanMakePaymentEvent/respondWith()}} was called with `false`.
Extension to `ServiceWorkerGlobalScope`
partial interface ServiceWorkerGlobalScope { attribute EventHandler oncanmakepayment; };
oncanmakepayment attribute
The {{ServiceWorkerGlobalScope/oncanmakepayment}} attribute is an event handler whose corresponding event handler event type is "canmakepayment".
The CanMakePaymentEvent
The CanMakePaymentEvent is used to as a signal for whether the payment handler is able to respond to a payment request.
[Exposed=ServiceWorker] interface CanMakePaymentEvent : ExtendableEvent { constructor(DOMString type); undefined respondWith(Promise<boolean> canMakePaymentResponse); };
respondWith() method
This method is used by the payment handler as a signal for whether it can respond to a payment request.
Handling a CanMakePaymentEvent
Upon receiving a PaymentRequest, the user agent MUST run the following steps:
- If user agent settings prohibit usage of CanMakePaymentEvent (e.g., in private browsing mode), terminate these steps.
- Let registration be a {{ServiceWorkerRegistration}}.
- If registration is not found, terminate these steps.
-
Fire Functional Event "
canmakepayment
" using CanMakePaymentEvent on registration.
Example of handling the CanMakePaymentEvent
This example shows how to write a service worker that listens to the CanMakePaymentEvent. When a CanMakePaymentEvent is received, the service worker always returns true.
self.addEventListener("canmakepayment", function(e) { e.respondWith(new Promise(function(resolve, reject) { resolve(true); })); });
Filtering of Payment Handlers
Given a PaymentMethodData and a payment handler that matches on
payment method identifier, this algorithm returns
true
if this payment handler can be used for payment:
- Let methodName be the payment method identifier string specified in the PaymentMethodData.
- Let methodData be the payment method specific data of PaymentMethodData.
- Let paymentHandlerOrigin be the origin of the {{ServiceWorkerRegistration}} scope URL of the payment handler.
- Let paymentMethodManifest be the ingested and parsed payment method manifest for the methodName.
- If methodName is a URL-based payment method
identifier with the
"*"
string supported origins in paymentMethodManifest, returntrue
. - Otherwise, if the URL-based payment method identifier methodName has the same origin as paymentHandlerOrigin, fire the CanMakePaymentEvent in the payment handler and return the result.
- Otherwise, if supported origins in paymentMethodManifest is an ordered set of [=url/origin=] that contains the paymentHandlerOrigin, fire the CanMakePaymentEvent in the payment handler and return the result.
- Otherwise, return `false`.
Invocation
Once the user has selected a payment handler, the user agent fires a {{PaymentRequestEvent}} and uses the subsequent PaymentHandlerResponse to create a PaymentResponse for [[!payment-request]].
Payment Request API supports delegation of responsibility to manage an abort to a payment app. There is a proposal to add a paymentRequestAborted event to the Payment Handler interface. The event will have a respondWith method that takes a boolean parameter indicating if the paymentRequest has been successfully aborted.
Extension to ServiceWorkerGlobalScope
This specification extends the ServiceWorkerGlobalScope interface.
partial interface ServiceWorkerGlobalScope { attribute EventHandler onpaymentrequest; };
onpaymentrequest attribute
The onpaymentrequest attribute is an event handler whose corresponding event handler event type is {{PaymentRequestEvent}}.
The PaymentRequestDetailsUpdate
The PaymentRequestDetailsUpdate
contains the updated
total (optionally with modifiers and shipping options) and possible
errors resulting from user selection of a payment method, a shipping
address, or a shipping option within a payment handler.
dictionary PaymentRequestDetailsUpdate { DOMString error; PaymentCurrencyAmount total; sequence<PaymentDetailsModifier> modifiers; sequence<PaymentShippingOption> shippingOptions; object paymentMethodErrors; AddressErrors shippingAddressErrors; };
error member
A human readable string that explains why the user selected payment method, shipping address or shipping option cannot be used.
total member
Updated total based on the changed payment method, shipping address, or shipping option. The total can change, for example, because the billing address of the payment method selected by the user changes the Value Added Tax (VAT); Or because the shipping option/address selected/provided by the user changes the shipping cost.
modifiers member
Updated modifiers based on the changed payment method, shipping address, or shipping option. For example, if the overall total has increased by €1.00 based on the billing or shipping address, then the totals specified in each of the modifiers should also increase by €1.00.
shippingOptions member
Updated shippingOptions based on the changed shipping address. For example, it is possible that express shipping is more expensive or unavailable for the user provided country.
paymentMethodErrors member
Validation errors for the payment method, if any.
shippingAddressErrors member
Validation errors for the shipping address, if any.
The PaymentRequestEvent
The PaymentRequestEvent represents the data and methods available to a Payment Handler after selection by the user. The user agent communicates a subset of data available from the PaymentRequest to the Payment Handler.
[Exposed=ServiceWorker] interface PaymentRequestEvent : ExtendableEvent { constructor(DOMString type, optional PaymentRequestEventInit eventInitDict = {}); readonly attribute USVString topOrigin; readonly attribute USVString paymentRequestOrigin; readonly attribute DOMString paymentRequestId; readonly attribute FrozenArray<PaymentMethodData> methodData; readonly attribute object total; readonly attribute FrozenArray<PaymentDetailsModifier> modifiers; readonly attribute object? paymentOptions; readonly attribute FrozenArray<PaymentShippingOption>? shippingOptions; Promise<WindowClient?> openWindow(USVString url); Promise<PaymentRequestDetailsUpdate?> changePaymentMethod(DOMString methodName, optional object? methodDetails = null); Promise<PaymentRequestDetailsUpdate?> changeShippingAddress(optional AddressInit shippingAddress = {}); Promise<PaymentRequestDetailsUpdate?> changeShippingOption(DOMString shippingOption); undefined respondWith(Promise<PaymentHandlerResponse> handlerResponsePromise); };
topOrigin attribute
Returns a string that indicates the origin of the top level payee web page. This attribute is initialized by Handling a PaymentRequestEvent.
paymentRequestOrigin attribute
Returns a string that indicates the origin where a PaymentRequest was initialized. When a PaymentRequest is initialized in the topOrigin, the attributes have the same value, otherwise the attributes have different values. For example, when a PaymentRequest is initialized within an iframe from an origin other than topOrigin, the value of this attribute is the origin of the iframe. This attribute is initialized by Handling a PaymentRequestEvent.
paymentRequestId attribute
When getting, the paymentRequestId attribute returns the {{ PaymentRequest/[[details]] }}.id from the PaymentRequest that corresponds to this {{PaymentRequestEvent}}.
methodData attribute
This attribute contains PaymentMethodData dictionaries containing the payment method identifiers for the payment methods that the web site accepts and any associated payment method specific data. It is populated from the PaymentRequest using the MethodData Population Algorithm defined below.
total attribute
This attribute indicates the total amount being requested for payment. It is of type PaymentCurrencyAmount dictionary as defined in [[payment-request]], and initialized with a copy of the total field of the PaymentDetailsInit provided when the corresponding PaymentRequest object was instantiated.
modifiers attribute
This sequence of PaymentDetailsModifier dictionaries contains modifiers for particular payment method identifiers (e.g., if the payment amount or currency type varies based on a per-payment-method basis). It is populated from the PaymentRequest using the Modifiers Population Algorithm defined below.
paymentOptions attribute
The value of PaymentOptions in the PaymentRequest. Available only when shippingAddress and/or any subset of payer's contact information are requested.
shippingOptions attribute
The value of ShippingOptions in the PaymentDetailsInit dictionary of the corresponding PaymentRequest.(PaymentDetailsInit inherits ShippingOptions from PaymentDetailsBase). Available only when shipping address is requested.
openWindow() method
This method is used by the payment handler to show a window to the user. When called, it runs the open window algorithm.
changePaymentMethod() method
This method is used by the payment handler to get updated total given such payment method details as the billing address. When called, it runs the change payment method algorithm.
changeShippingAddress() method
This method is used by the payment handler to get updated payment details given the shippingAddress. When called, it runs the change payment details algorithm.
changeShippingOption() method
This method is used by the payment handler to get updated payment details given the shippingOption identifier. When called, it runs the change payment details algorithm.
respondWith() method
This method is used by the payment handler to provide a PaymentHandlerResponse when the payment successfully completes. When called, it runs the Respond to PaymentRequest Algorithm with |event| and handlerResponsePromise as arguments.
Should payment apps receive user data stored in the user agent upon explicit consent from the user? The payment app could request permission either at installation or when the payment app is first invoked.
PaymentRequestEventInit dictionary
dictionary PaymentRequestEventInit : ExtendableEventInit { USVString topOrigin; USVString paymentRequestOrigin; DOMString paymentRequestId; sequence<PaymentMethodData> methodData; PaymentCurrencyAmount total; sequence<PaymentDetailsModifier> modifiers; PaymentOptions paymentOptions; sequence<PaymentShippingOption> shippingOptions; };
The topOrigin, paymentRequestOrigin, paymentRequestId, methodData, total, modifiers, paymentOptions, and shippingOptions members share their definitions with those defined for {{PaymentRequestEvent}}
MethodData Population Algorithm
To initialize the value of the methodData, the user agent MUST perform the following steps or their equivalent:
- Let registeredMethods be the set of registered payment method identifiers of the invoked payment handler.
- Create a new empty Sequence.
- Set dataList to the newly created Sequence.
- For each item in
PaymentRequest@[[\methodData]] in the
corresponding payment request, perform the following steps:
- Set inData to the item under consideration.
- Set commonMethods to the set intersection of inData.supportedMethods and registeredMethods.
- If commonMethods is empty, skip the remaining substeps and move on to the next item (if any).
- Create a new PaymentMethodData object.
- Set outData to the newly created PaymentMethodData.
- Set outData.supportedMethods to a list containing the members of commonMethods.
- Set outData.data to a copy of inData.data.
- Append outData to dataList.
- Set methodData to dataList.
Modifiers Population Algorithm
To initialize the value of the modifiers, the user agent MUST perform the following steps or their equivalent:
- Let registeredMethods be the set of registered payment method identifiers of the invoked payment handler.
- Create a new empty Sequence.
- Set modifierList to the newly created Sequence.
- For each item in
PaymentRequest@[[\paymentDetails]].modifiers
in the corresponding payment request, perform the following steps:
- Set inModifier to the item under consideration.
- Set commonMethods to the set intersection of inModifier.supportedMethods and registeredMethods.
- If commonMethods is empty, skip the remaining substeps and move on to the next item (if any).
- Create a new PaymentDetailsModifier object.
- Set outModifier to the newly created PaymentDetailsModifier.
- Set outModifier.supportedMethods to a list containing the members of commonMethods.
- Set outModifier.total to a copy of inModifier.total.
- Append outModifier to modifierList.
- Set modifiers to modifierList.
Internal Slots
Instances of {{PaymentRequestEvent}} are created with the internal slots in the following table:
Internal Slot | Default Value | Description (non-normative) |
---|---|---|
[[\windowClient]] | null | The currently active WindowClient. This is set if a payment handler is currently showing a window to the user. Otherwise, it is null. |
[[\respondWithCalled]] | false | YAHO |
Handling a PaymentRequestEvent
Upon receiving a PaymentRequest by way of PaymentRequest.show() and subsequent user selection of a payment handler, the user agent MUST run the following steps:
- Let registration be the {{ServiceWorkerRegistration}} corresponding to the payment handler selected by the user.
- If registration is not found, reject the {{Promise}} that was created by PaymentRequest.show() with an {{"InvalidStateError"}} {{DOMException}} and terminate these steps.
-
Fire Functional Event "
paymentrequest
" using {{PaymentRequestEvent}} on registration with the following properties:- {{PaymentRequestEvent/topOrigin}}
- the [=serialization of an origin=] of the top level payee web page.
- paymentRequestOrigin
- the [=serialization of an origin=] of the context where PaymentRequest was initialized.
- {{PaymentRequestEvent/methodData}}
- The result of executing the MethodData Population Algorithm.
- modifiers
- The result of executing the Modifiers Population Algorithm.
- {{PaymentRequestEvent/total}}
- A copy of the total field on the PaymentDetailsInit from the corresponding PaymentRequest.
- paymentRequestId
- \[\[details\]\].id from the PaymentRequest.
- paymentOptions
- A copy of the paymentOptions dictionary passed to the constructor of the corresponding PaymentRequest.
- shippingOptions
- A copy of the shippingOptions field on the PaymentDetailsInit from the corresponding PaymentRequest.
Then run the following steps in parallel, with dispatchedEvent:
- Wait for all of the promises in the extend lifetime promises of dispatchedEvent to resolve.
- If the payment handler has not provided a PaymentHandlerResponse, reject the {{Promise}} that was created by PaymentRequest.show() with an {{"OperationError"}} {{DOMException}}.
Windows
An invoked payment handler may or may not need to display information about itself or request user input. Some examples of potential payment handler display include:
- The payment handler opens a window for the user to provide an authorization code.
- The payment handler opens a window that makes it easy for the user to confirm payment using default information for that site provided through previous user configuration.
- When first selected to pay in a given session, the payment handler opens a window. For subsequent payments in the same session, the payment handler (through configuration) performs its duties without opening a window or requiring user interaction.
A payment handler that requires visual display and user interaction, may call openWindow() to display a page to the user.
Since user agents know that this method is connected to the {{PaymentRequestEvent}}, they SHOULD render the window in a way that is consistent with the flow and not confusing to the user. The resulting window client is bound to the tab/window that initiated the PaymentRequest. A single payment handler SHOULD NOT be allowed to open more than one client window using this method.
Open Window Algorithm
This algorithm resembles the Open Window Algorithm in the Service Workers specification.
Should we refer to the Service Workers specification instead of copying their steps?
- Let |event| be this {{PaymentRequestEvent}}.
- If |event|'s {{Event/isTrusted}} attribute is false, return a {{Promise}} rejected with a {{"InvalidStateError"}} {{DOMException}}.
- Let request be the PaymentRequest that triggered this {{PaymentRequestEvent}}.
- Let url be the result of parsing the url argument.
- If the url parsing throws an exception, return a {{Promise}} rejected with that exception.
- If url is
about:blank
, return a {{Promise}} rejected with a {{TypeError}}. - If url's origin is not the same as the service worker's origin associated with the payment handler, return a {{Promise}} resolved with null.
- Let promise be a new {{Promise}}.
- Return promise and perform the remaining steps in parallel:
- If |event|.{{ PaymentRequestEvent/[[windowClient]] }} is not null, then:
- If |event|.{{ PaymentRequestEvent/[[windowClient]] }}.visibilityState is not "unloaded", reject promise with an {{"InvalidStateError"}} {{DOMException}} and abort these steps.
- Let newContext be a new top-level browsing context.
- Navigate newContext to url, with exceptions enabled and replacement enabled.
- If the navigation throws an exception, reject promise with that exception and abort these steps.
- If the origin of newContext is not the same as the
service worker client origin associated with the payment
handler, then:
- Resolve promise with null.
- Abort these steps.
- Let client be the result of running the create window client algorithm with newContext as the argument.
- Set |event|.{{ PaymentRequestEvent/[[windowClient]] }} to client.
- Resolve promise with client.
Example of handling the {{PaymentRequestEvent}}
This example shows how to write a service worker that listens to the {{PaymentRequestEvent}}. When a {{PaymentRequestEvent}} is received, the service worker opens a window to interact with the user.
async function getPaymentResponseFromWindow() { return new Promise((resolve, reject) => { self.addEventListener("message", listener = e => { self.removeEventListener("message", listener); if (!e.data || !e.data.methodName) { reject(); return; } resolve(e.data); }); }); } self.addEventListener("paymentrequest", e => { e.respondWith((async() => { // Open a new window for providing payment UI to user. const windowClient = await e.openWindow("payment_ui.html"); // Send data to the opened window. windowClient.postMessage({ total: e.total, modifiers: e.modifiers }); // Wait for a payment response from the opened window. return await getPaymentResponseFromWindow(); })()); });
Using the simple scheme described above, a trivial HTML page that is loaded into the payment handler window might look like the following:
<form id="form"> <table> <tr><th>Cardholder Name:</th><td><input name="cardholderName"></td></tr> <tr><th>Card Number:</th><td><input name="cardNumber"></td></tr> <tr><th>Expiration Month:</th><td><input name="expiryMonth"></td></tr> <tr><th>Expiration Year:</th><td><input name="expiryYear"></td></tr> <tr><th>Security Code:</th><td><input name="cardSecurityCode"></td></tr> <tr><th></th><td><input type="submit" value="Pay"></td></tr> </table> </form> <script> navigator.serviceWorker.addEventListener("message", e => { /* Note: message sent from payment app is available in e.data */ }); document.getElementById("form").addEventListener("submit", e => { const details = {}; ["cardholderName", "cardNumber", "expiryMonth", "expiryYear", "cardSecurityCode"] .forEach(field => { details[field] = form.elements[field].value; }); const paymentAppResponse = { methodName: "https://example.com/pay", details }; navigator.serviceWorker.controller.postMessage(paymentAppResponse); window.close(); }); </script>
Response
PaymentHandlerResponse dictionary
The PaymentHandlerResponse is conveyed using the following dictionary:dictionary PaymentHandlerResponse { DOMString methodName; object details; DOMString? payerName; DOMString? payerEmail; DOMString? payerPhone; AddressInit shippingAddress; DOMString? shippingOption; };
methodName attribute
The payment method identifier for the payment method that the user selected to fulfil the transaction.
details attribute
A JSON-serializable object that provides a payment method specific message used by the merchant to process the transaction and determine successful fund transfer.
The user agent receives a successful response from the payment handler through resolution of the Promise provided to the {{PaymentRequestEvent/respondWith}} function of the corresponding {{PaymentRequestEvent}} interface. The application is expected to resolve the Promise with a PaymentHandlerResponse instance containing the payment response. In case of user cancellation or error, the application may signal failure by rejecting the Promise.
If the Promise is rejected, the user agent MUST run the payment app failure algorithm. The exact details of this algorithm are left to implementers. Acceptable behaviors include, but are not limited to:
- Letting the user try again, with the same payment handler or with a different one.
- Rejecting the Promise that was created by PaymentRequest.show().
payerName attribute
The user provided payer's name.
payerEmail attribute
The user provided payer's email.
payerPhone attribute
The user provided payer's phone number.
shippingAddress attribute
The user provided shipping address.
shippingOption attribute
The identifier of the user selected shipping option.
Change Payment Method Algorithm
When this algorithm is invoked with methodName and methodDetails parameters, the user agent MUST run the following steps:
- Run the payment method changed algorithm with PaymentMethodChangeEvent |event| constructed using the given methodName and methodDetails parameters.
- If |event|.updateWith(detailsPromise) is not run, return
null
. - If |event|.updateWith(detailsPromise) throws, rethrow the error.
- If |event|.updateWith(detailsPromise) times out (optional), throw {{"InvalidStateError"}} {{DOMException}}.
- Construct and return a PaymentRequestDetailsUpdate from the detailsPromise in |event|.updateWith(detailsPromise).
Change Payment Details Algorithm
When this algorithm is invoked with shippingAddress or shippingOption the user agent MUST run the following steps:
- Run the PaymentRequest updated algorithm with PaymentRequestUpdateEvent |event| constructed using the updated details (shippingAddress or shippingOption).
- If |event|.updateWith(detailsPromise) is not run, return
null
. - If |event|.updateWith(detailsPromise) throws, rethrow the error.
- If |event|.updateWith(detailsPromise) times out (optional), throw {{"InvalidStateError"}} {{DOMException}}.
- Construct and return a PaymentRequestDetailsUpdate from the detailsPromise in |event|.updateWith(detailsPromise).
Respond to PaymentRequest Algorithm
When this algorithm is invoked with |event| and handlerResponsePromise parameters, the user agent MUST run the following steps:
- If |event|'s {{Event/isTrusted}} is false, then throw an "InvalidStateError" {{DOMException}} and abort these steps.
- If |event|'s [=Event/dispatch flag=] is unset, then throw an {{"InvalidStateError"}} {{DOMException}} and abort these steps.
- If |event|.{{ PaymentRequestEvent/[[respondWithCalled]] }} is true, throw an {{"InvalidStateError"}} {{DOMException}} and abort these steps.
- Set |event|.{{ PaymentRequestEvent/[[respondWithCalled]] }} to true.
- Set the |event|'s [=Event/stop propagation flag=] and event's [=Event/stop immediate propagation flag=].
- Add handlerResponsePromise to the |event|'s extend lifetime promises
- Increment the |event|'s pending promises count by one.
-
Upon rejection of handlerResponsePromise:
- Run the payment app failure algorithm and terminate these steps.
-
Upon fulfillment of handlerResponsePromise:
- Let handlerResponse be |value| converted to an IDL value {{PaymentHandlerResponse}}. If this throws an exception, run the payment app failure algorithm and terminate these steps.
- Validate that all required members exist in
handlerResponse and are well formed.
- If handlerResponse.methodName is not present or not set to one of the values from |event|.methodData, run the payment app failure algorithm and terminate these steps.
- If handlerResponse.details is not present or not JSON-serializable, run the payment app failure algorithm and terminate these steps.
- Let shippingRequired be the requestShipping value of the associated PaymentRequest's paymentOptions. If shippingRequired and handlerResponse.shippingAddress is not present, run the payment app failure algorithm and terminate these steps.
- If shippingRequired and handlerResponse.shippingOption is not present or not set to one of shipping options identifiers from |event|.shippingOptions, run the payment app failure algorithm and terminate these steps.
- Let payerNameRequired be the requestPayerName value of the associated PaymentRequest's paymentOptions. If payerNameRequired and handlerResponse.payerName is not present, run the payment app failure algorithm and terminate these steps.
- Let payerEmailRequired be the requestPayerEmail value of the associated PaymentRequest's paymentOptions. If payerEmailRequired and handlerResponse.payerEmail is not present, run the payment app failure algorithm and terminate these steps.
- Let payerPhoneRequired be the requestPayerPhone value of the associated PaymentRequest's paymentOptions. If payerPhoneRequired and handlerResponse.payerPhone is not present, run the payment app failure algorithm and terminate these steps.
- Serialize required members of handlerResponse (
methodName and details are always required;
shippingAddress and shippingOption are
required when shippingRequired is true;
payerName, payerEmail, and
payerPhone are required when
payerNameRequired, payerEmailRequired, and
payerPhoneRequired are true, respectively.):
- For each memberin handlerResponseLet serializeMemberbe the result of StructuredSerializewith handlerResponse.member. Rethrow any exceptions.
- The user agent MUST run the user accepts the payment
request algorithm as defined in [[!payment-request]],
replacing steps 9-15 with these steps or their equivalent.
- Deserialize serialized members:
- For each serializeMemberlet memberbe the result of StructuredDeserializewith serializeMember. Rethrow any exceptions.
- If any exception occurs in the above step, then run the payment app failure algorithm and terminate these steps.
- Assign methodName to associated PaymentRequest's response.methodName.
- Assign details to associated PaymentReqeust's response.details.
- If shippingRequired, then set the shippingAddress attribute of associated PaymentReqeust's response to shippingAddress. Otherwise, set it to null.
- If shippingRequired, then set the shippingOption attribute of associated PaymentReqeust's response to shippingOption. Otherwise, set it to null.
- If payerNameRequired, then set the payerName attribute of associated PaymentReqeust's response to payerName. Otherwise, set it to null.
- If payerEmailRequired, then set the payerEmail attribute of associated PaymentReqeust's response to payerEmail. Otherwise, set it to null.
- If payerPhoneRequired, then set the payerPhone attribute of associated PaymentReqeust's response to payerPhone. Otherwise, set it to null.
- Deserialize serialized members:
-
Upon fulfillment or upon rejection of
handlerResponsePromise, queue a microtask to perform the
following steps:
- Decrement the |event|'s pending promises count by one.
- Let registration be the this's relevant global object's associated service worker's containing service worker registration.
- If registration is not null, invoke Try Activate with registration.
The following example shows how to respond to a payment request:
paymentRequestEvent.respondWith(new Promise(function(accept,reject) { /* ... processing may occur here ... */ accept({ methodName: "https://example.com/pay", details: { cardHolderName: "John Smith", cardNumber: "1232343451234", expiryMonth: "12", expiryYear : "2020", cardSecurityCode: "123" }, shippingAddress: { addressLine: [ "1875 Explorer St #1000", ], city: "Reston", country: "US", dependentLocality: "carview.php?tsp=", organization: "carview.php?tsp=", phone: "+15555555555", postalCode: "20190", recipient: "John Smith", region: "VA", sortingCode: "carview.php?tsp=" }, shippingOption: "express", payerEmail: "john.smith@gmail.com", }); }));
[[!payment-request]] defines an ID that parties in the ecosystem (including payment app providers and payees) can use for reconciliation after network or other failures.
Security and Privacy Considerations
Addresses
The Web Payments Working Group removed support for shipping and billing addresses from the original version of Payment Request API due to privacy issues; see issue 842. In order to provide documentation for implementations that continue to support this capability, the Working Group is now restoring the feature with an expectation of addressing privacy issues. In doing so the Working Group may also make changes to Payment Request API based on the evolution of other APIs (e.g., the Content Picker API).
Information about the User Environment
- The API does not share information about the user's registered payment handlers. Information from origins is only shared with the payee with the consent of the user.
- User agents should not share payment request information with any payment handler until the user has selected that payment handler.
- In a browser that supports Payment Handler API, when a merchant creates a PaymentRequest object with URL-based payment method identifiers, a CanMakePaymentEvent will fire in registered payment handlers from a finite set of origins: the origins of the payment method manifests and their supported origins. This event is fired before the user has selected that payment handler, but it contains no information about the triggering origin (i.e., the merchant website) and so cannot be used to track users directly.
- We acknowledge the risk of a timing attack via
CanMakePaymentEvent:
- A merchant website sends notice via a backend channel (e.g., the fetch API) to a payment handler origin, sharing that they are about to construct a PaymentRequest object.
- The merchant website then constructs the PaymentRequest, triggering a CanMakePaymentEvent to be fired at the installed payment handler.
- That payment handler contacts its own origin, and on the server side attempts to join the two requests.
- User agents should allow users to disable support for the CanMakePaymentEvent.
- In a browser that supports Payment Handler API, CanMakePaymentEvent will fire in registered payment handlers that can provide all merchant requested information including shipping address and payer's contact information whenever needed.
User Consent to Install a Payment Handler
- This specification does not define how the user agent establishes user consent when a payment handler is first registered. The user agent might notify and/or prompt the user during registration.
- User agents MAY reject payment handler registration for security reasons (e.g., due to an invalid SSL certificate) and SHOULD notify the user when this happens.
User Consent before Payment
- One goal of this specification is to minimize the user interaction required to make a payment. However, we also want to ensure that the user has an opportunity to consent to making a payment. Because payment handlers are not required to open a window for user interaction, user agents should take necessary steps to make sure the user (1) is made aware when a payment request is invoked, and (2) has an opportunity to interact with a payment handler before the merchant receives the response from that payment handler.
User Awareness about Sharing Data Cross-Origin
- By design, a payment handler from one origin shares data with another origin (e.g., the merchant site).
- To mitigate phishing attacks, it is important that user agents make clear to users the origin of a payment handler.
- User agents should help users understand that they are sharing information cross-origin, and ideally what information they are sharing.
Secure Communications
- See Service Worker security considerations
- Payment method security is outside the scope of this specification and is addressed by payment handlers that support those payment methods.
Authorized Payment Apps
- The party responsible for a payment method authorizes payment apps through a payment method manifest. See the Handling a CanMakePaymentEvent algorithm for details.
- The user agent is not required to make available payment handlers
that pose security issues. Security issues might include:
- Certificates that are expired, revoked, self-signed, and so on.
- Mixed content
- Page available through HTTPs redirects to one that is not.
- Payment handler is known from safe browsing database to be malicious
When a payment handler is unavailable for security reasons, the user agent should provide rationale to the payment handler developers (e.g., through console messages) and may also inform the user to help avoid confusion.
Supported Origin
- Payment method manifests authorize origins to distribute payment apps for a given payment method. When the user agent is determining whether a payment handler matches the origin listed in a payment method manifest, the user agent uses the scope URL of the payment handler's service worker registration.
Data Validation
- To mitigate the scenario where a hijacked payee site submits fraudlent or malformed payment method data (or, for that matter, payment request data) to the payee's server, the payee's server should validate the data format and correlate the data with authoritative information on the server such as accepted payment methods, total, display items, and shipping address.
Private Browsing Mode
- When the Payment Request API is invoked in a "private browsing mode," the user agent should launch payment handlers in a private context. This will generally prevent sites from accessing any previously-stored information. In turn, this is likely to require either that the user log in to the origin or re-enter payment details.
- The CanMakePaymentEvent event should not be fired in private browsing mode. The user agent should behave as if respondWith() was called with `false`. We acknowledge a consequent risk: if an entity controls both the origin of the Payment Request API call and the origin of the payment handler, that entity may be able to deduce that the user may be in private browsing mode.
Payment Handler Display Considerations
When ordering payment handlers, the user agent is expected to honor user preferences over other preferences. User agents are expected to permit manual configuration options, such as setting a preferred payment handler display order for an origin, or for all origins.
User experience details are left to implementers.
Dependencies
This specification relies on several other underlying specifications.
- Payment Request API
- The terms payment method, PaymentRequest, PaymentResponse, supportedMethods, PaymentCurrencyAmount, paymentDetailsModifier, paymentDetailsInit, paymentDetailsBase, PaymentMethodData, PaymentOptions, PaymentShippingOption, AddressInit, AddressErrors, PaymentMethodChangeEvent, PaymentRequestUpdateEvent, ID, canMakePayment(), show(), updateWith(detailsPromise), user accepts the payment request algorithm, payment method changed algorithm, PaymentRequest updated algorithm, and JSON-serializable are defined by the Payment Request API specification [[!payment-request]].
- ECMAScript
-
The terms internal
slot and
JSON.stringify
are defined by [[!ECMASCRIPT]]. - Payment Method Manifest
- The terms payment method manifest, ingest payment method manifest, parsed payment method manifest, and supported origins are defined by the Payment Method Manifest specification [[!payment-method-manifest]].
- Service Workers
-
The terms service worker,
service worker registration,
service
worker client,
ServiceWorkerRegistration
,ServiceWorkerGlobalScope
, fire functional event, extend lifetime promises,pending promises count, containing service worker registration, Try Clear Registration, Try Activate, ExtendableEvent, ExtendableEventInit, and scope URL are defined in [[!SERVICE-WORKERS]].
There is only one class of product that can claim conformance to this specification: a user agent.
User agents MAY implement algorithms given in this specification in any way desired, so long as the end result is indistinguishable from the result that would be obtained by the specification's algorithms.
User agents MAY impose implementation-specific limits on otherwise unconstrained inputs, e.g., to prevent denial of service attacks, to guard against running out of memory, or to work around platform-specific limitations. When an input exceeds implementation-specific limit, the user agent MUST throw, or, in the context of a promise, reject with, a {{TypeError}} optionally informing the developer of how a particular input exceeded an implementation-specific limit.